Mortgage Loan Originator/Processor

WV Housing Development Fund
Charleston, WV Full-time
Posted on November 9, 2019

Mortgage Loan Originator/Processor

The West Virginia Housing Development Fund (the "Fund"), a quasi-governmental organization providing safe, decent affordable housing across West Virginia, is seeking qualified candidates for the position of Mortgage Loan Originator/Processor in our Charleston Office.

Essential Functions include, but are not limited to: Working directly with borrowers, realtors, third party originators, closing attorneys, appraisal management company and internal staff in order to originate, process, prepare and close loans; Identifying potential purchase or refinance candidates by working with all sources of prospective clients; Coordinating with internal staff to ensure compliance with federal, state and local regulations; Complying with all requirements established by the secondary market, USDA and/or the government agency with regards to underwriting, regulatory compliance and procedural guidelines; Interacting with customers in-person, by email and telephone daily, answering questions as they related to the refinancing and purchasing of single family mortgage loans; Monitoring and tracking all loans in process and facilitating what is needed to bring loans to closing; Scheduling loan closings and preparing closing packet for appropriate internal staff; and Responsible for meeting annual goals as required.

Core Competencies Include: Communication, Customer Service, Ethics, Interpersonal Skills and Organizational Skills. High School Graduate or GED equivalent with a minimum of three years' recent mortgage origination/loan processing experience; Mortgage Loan Originator License or the ability to obtain a license within six months is required plus knowledge of Microsoft Office and loan origination software. Completion of relevant American Banking Institute courses or Associate degree in Finance, Business or related field and direct experience with government loan products either as a loan officer or processor preferred.

The Fund also offers an extensive benefits package that includes: State holidays, Initial 3 weeks paid vacation, Paid sick leave, Health Care, eye, dental, basic life and disability benefits, Optional flexible benefits, Pension plan 457 Plan Work/Life Balance.

An AA/EEO/Veteran/Disabled Employer