Portfolio Analytics and Strategy Manager #315255BRThe PNC Financial Services Group, Inc
Portfolio Analytics and Strategy Manager
The PNC Financial Services Group, Inc. seeks a Portfolio Analytics and Strategy Manager in Pittsburgh, PA. As a member of the Credit Lifecycle Management team, this position performs quantitative analysis including strategy development, execution, and provides in-depth analytics supporting the Retail Lending secured and unsecured line of credit and loan portfolio.
Specific duties include:
(i) lead all aspects of portfolio account management strategy development to maximize risk adjusted return and optimize balance growth for secured and unsecured line of credit and loan portfolio;
(ii) leverage business / product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth and communicate conclusions;
(iii) synthesize analytical results and develop, recommend and implement business strategies that improve lending decisions, assist in managing risk, increase revenues, targeted marketing, reduce exposure to losses, meet business goals and improve performance, and establish baselines for strategies and track actual performance to expectations;
(iv) assess strategy P&L to establish appropriate profit and loss trade-offs, cost-benefit trade-offs and maximize business benefits by analyzing impact on revenue, spending and risk;
(v) apply predictive models, third party data and other tools to develop and execute appropriate segmentation and targeting for portfolio strategies to provide insight into portfolio risk;
(vi) collaborate with the line of business, finance and risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring and management of risk appetite; and
(vii) communicate portfolio strategy updates and analytical results to senior management and working committees in a cross functional environment. Master’s degree in Statistics, Business Administration, Agribusiness or Economics plus 3 years of experience in the consumer lending or payments industry, specific to either credit risk, fraud management, or marketing analytics is required. Must have experience with:
(i) statistical tools including SAS, Teradata, SQL, UNIX, Tableau, advanced MS Excel and PowerPoint;
(ii) account management strategy design and campaign analytics for secured or unsecured line or loan products;
(iii) data analytics using SAS, SQL, advanced Excel (including writing macros) and Tableau;
(iv) data mining and statistical modeling techniques (including regression and decision trees) to drive strategy development;
(v) designing segmentation strategies based on customer behavior and transactional patterns; and
(vi) building profitability scenarios for credit strategies including cost-benefit analysis for targeted marketing.
40 hours/week, 8:00 a.m.–5:00 p.m. PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.