Property/Casualty Claims Representative (Adjuster)

Minnesota Counties Intergovernmental Trust   Saint Paul, MN   Full-time     Finance
Posted on March 26, 2024
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Property/Casualty Claims Representative (Adjuster)

Minnesota Counties Intergovernmental Trust (MCIT)

Job Details

Full time, exempt

Location: St. Paul, Minn. Office, with occasional travel in Minnesota and potential for hybrid work

Benefits

MCIT offers a competitive benefits package including:

  • Public Employees Retirement Association (PERA) pension and optional Section 457(b) deferred compensation program
  • Group health and dental insurance
  • Paid vacation and sick leave
  • 13 paid holidays
  • Public Service Loan Forgiveness program eligibility: MCIT employees may qualify for this federal program to forgive student loan debt
  • Employer-paid short- and long-term disability insurance
  • Employer-paid life insurance
  • Optional employee-paid life and vision insurance
  • Free off-street parking provided

Job Description

The property/casualty claims representative (adjuster) is key to helping MCIT carry out its mission of providing cost-effective coverage to its members by appropriately adjusting claims according to the MCIT Coverage Document. The claims representative will be handling claims involving both first and third party coverages to include Commercial Property, Inland Marine, Automobile, General Liability, Public Employees Liability and Cyber.

MCIT is a joint powers government entity made up of Minnesota counties and associated public entities that pool resources to provide property, liability and workers’ compensation coverage to members. MCIT offers a collaborative work environment, excellent benefits and a pension plan.

Core Responsibilities

Under the direction and supervision of the property/casualty claims manager, the claims representative:

  • Is responsible for investigating claims, evaluating claims, negotiating claims, coordinating defense for claims and settling claims across multiple lines of property and liability coverage.
  • Adjust claims within MCIT standards, industry best practices and specific member service requirements in an electronic claims system.

Typical Duties

The following are common duties of the claims representative:

  • Gather, analyze, investigate and document all information to determine whether a loss is covered under the terms of the MCIT Coverage Document
  • Evaluate exposures and establish timely, accurate, and appropriate reserves
  • Communicate claim activity in a timely manner to the MCIT member
  • Evaluate claims for potential settlement, participate in negotiations and settle claims within authorized limits
  • Coordinate recovery efforts for subrogation, salvage and restitution

Required Qualifications

  • A four-year degree from an accredited college or university in business administration, insurance or related field and two years of Minnesota property/casualty claims handling experience; OR A two-year degree from an accredited college or university in business administration, insurance or related field and four years of Minnesota property/casualty claims handling experience; OR High school diploma and six years of Minnesota property/casualty claims handling experience.
  • Must possess and maintain a valid motor vehicle driver’s license.

Preferred Qualifications

  • Multiline claims handling experience with litigation management experience and a focus on commercial property and inland marine
  • Experience working in a paperless/electronic claims environment

Desired Qualifications

  • Familiarity with local government, service organizations, associations
  • Familiarity with principles of Minnesota municipal law and federal civil rights claims

MCIT is an equal opportunity employer.