Associate #RSK3855325Goldman Sachs
Associate - Intermediate/VP w/ Goldman Sachs & Co. LLC in Salt Lake City, UT. Approve research reviews & analysis conducted by Analysts on counterparties in Natural Resource Industry (Oil & Gas, Chemicals, Metals & Mining and Utilities) & Private Wealth Management (PWM) clients & approve & assign Internal credit ratings based on the analysis. Engage in rate recommendations/analysis including: providing detailed write-up on the counterparties' credit qualities, such as financial performance, industry trends and outlook, liquidity and cash flow analysis, capital structure breakdown, etc. Approve and complete Leveraged Lending reviews on portfolio of counterparties that are designated with leveraged loans. Leveraged Lending primarily consist of analysis of the counterparties' historical cash flow generation and leverage (debt/EBITDA) trends, as well as creating/assessing seven year cash flow projections to determine the counterparties' ability to amortize debt. Create cash flow projections to calculate the counterparties' collateral valuation through Discounting Cash Flow (DCF) method.
Analyze all credit facilities of the portfolio counterparties and recommend Regulator Risk Ratings. Consider the cash flow projections used in the Leveraged Lending Reviews to evaluate the counterparties debt repayment capacity on their specific credit facilities. Present findings from credit rating analysis, Regulatory Risk Rating analysis and Leveraged Lending reviews to senior management. Provide daily surveillance of portfolio counterparties on any material events, including but not limited to: public rating changes, merger and acquisition transactions, financial reporting, and debt issuances. Provide guidance on the impact of any material events to the counterparties' credit ratings. Participate in semi-annual Regulator Risk Rating audit performed by the Federal Reserve's Shared National Credit program, including: performing extensive research on the selected counterparty, detailed financial projection, comprehensive credit analysis write-up and making recommendation of Regulatory Risk Rating, with detailed rating rationale. Train and develop junior research analysts and provide regular feedback.
Requires: Bachelor degree (US or foreign equivalent) in Business Administration, Finance, or a related field. 6 years of experience in the job offered or a rel role.
Job Code: RSK3855325.
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