Credit Officer

Bank Forward   Fargo, ND   Full-time     Finance
Posted on June 17, 2020
If you are looking for a career that allows you to work in a motivating culture with incredible benefits and a supportive staff, Bank Forward could be the employer for you.

Our Fargo, ND location has an opening for a full-time Credit Officer to join our Loan Credit Department. This position acts as the resource for bank officers in the credit administration process.

Responsibilities:
* Uses knowledge of internal loan policy and outside banking guidelines in regards to credit risk.
* Conducts complete credit analyses including gathering, analyzing and interpreting all types of credit information on existing and prospective customers.
* Reviews customer accounts and portfolios in order to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk and potential loss to the company.
* Responsible for making recommendations regarding lending decisions on new, renewal, and extension loans.
* Analyzes interim financial statements of existing clients and other file maintenance.
* Assists lenders with the preparation of loan committee presentations, credit reviews, and problem loan summaries.
* Maintains knowledge of banking laws and regulations.

Qualifications:
* Position requires a degree in business, finance, accounting, or similar field.
* Five years of banking experience required.
* Working knowledge of loan documentation and proficiency in financial understanding.
* Ability to read and communicate effectively with others both verbally and in written.
* Proficient with computer technology, including knowledge of word processing and spreadsheets.
* Ability to effectively manage multiple tasks and deadlines.
* Effective time management and organizational skills.
* Accuracy and attention to detail in preparing reports and correspondence

Supporting local organizations and causes through charitable donations, paid volunteer time for our employees, educational scholarships, and event sponsorships are a direct reflection of the appreciation and gratitude Bank Forward has for the communities we live, work, and serve. In 2012 we created Forward Foundation, a registered 501(c) (3) non profit organization. A stand alone entity administered by employees of Bank Forward, Insure Forward, Invest Forward, and Tax Forward, Forward Foundation's mission is to enhance the lives of children living in the communities we serve.

At Bank Forward, our greatest asset is our employees. The commitment to our employees is shown by investing in them through a competitive compensation package, professional development opportunities, and a comprehensive benefit package, including Employee Stock Ownership. Working for a widely respected company with a rich tradition, in an atmosphere of enthusiasm, positivity, with a culture grounded in teamwork focused on the future is what can be expected at Bank Forward - It's Simply the Forward Way!

Please send resume to humanresources@bankforward.com or click on the ''apply'' button to send resume.

Application deadline is July 1, 2020

Bank Forward

Fargo , ND